Boat & Marine Insurance

Few activities offer the same blend of relaxation and excitement as boating, but it’s essential to acknowledge the inherent risks. Whether you own a speedboat, yacht, sailboat, or any other watercraft, you’ve made a significant investment that warrants protection against potential financial losses.

Options for your Boat & Marine Insurance

Numerous insurance providers offer diverse boat insurance options, each tailored to varying needs. Agreed Hull Value insurance provides the highest payout after a loss, with the insured choosing a predetermined amount. This represents the maximum sum the policy will reimburse for a total loss.

Actual Cash Value boat insurance factors in your watercraft’s current market value, accounting for factors like age, prior damages, and condition. Meanwhile, liability insurance offers more limited coverage at a lower cost, albeit with variations in policy specifics. Additionally, several add-on coverages are available to safeguard personal assets, such as emergency towing/services or expensive fishing gear.

At Alonge Family Insurance, our local agents are dedicated to assisting boat owners in securing optimal coverage at competitive rates. Selecting the right boat and marine insurance policy entails evaluating your specific needs and identifying a policy that offers comprehensive coverage at an affordable price, sourced from a reputable provider. We’re available to review your current boat insurance policy and advise you on potentially better options. As insurance providers frequently introduce new products, annual policy reviews are recommended, and we’re here to facilitate that process. With our local presence, we’re easily accessible and ready to arrange meetings at your convenience. Reach out to learn more about boat and marine insurance and explore potential money-saving options while enhancing your protection.