Valuable Items Insurance

Your home is filled with treasures, from heirloom jewelry to rare collectibles, each holding sentimental and monetary value. While your standard homeowners or renters insurance policy provides coverage for personal belongings, it may not fully protect your most valuable items in the event of loss, theft, or damage. That’s where Valuable Items Insurance comes in, offering specialized coverage to ensure your prized possessions are adequately protected.

Valuable Items Insurance, also known as Scheduled Personal Property Insurance, is a specialized insurance policy designed to provide enhanced coverage for high-value items that may exceed the limits of your standard homeowners or renters insurance policy. It offers broader protection for valuable belongings such as jewelry, artwork, antiques, collectibles, and more.

While your standard homeowners or renters insurance policy provides coverage for personal property, it often imposes limits on certain categories of items, such as jewelry, fine art, and collectibles. In the event of loss or damage, these limits may not be sufficient to fully cover the value of your most precious possessions. Valuable Items Insurance offers higher coverage limits and additional protections tailored specifically to your valuable items, giving you peace of mind knowing that your treasures are adequately insured.

With Valuable Items Insurance, you have the flexibility to schedule individual items or collections at their appraised or agreed-upon value. This ensures that your valuable possessions are fully covered against a wide range of risks, including theft, loss, accidental damage, and mysterious disappearance, whether at home or while traveling.

At Alonge Family Insurance, we understand the importance of protecting your most valuable assets. Our experienced agents will work closely with you to assess the value of your belongings and customize a Valuable Items Insurance policy that meets your unique needs and provides the level of protection you require.

Don’t leave your most precious possessions vulnerable to unforeseen risks. Safeguard your treasures with Valuable Items Insurance from Alonge Family Insurance. Contact us today to learn more and ensure your valuable items are properly protected for years to come.