Alcohol Liability Insurance

Liquor Liability Insurance

If your business sells or serves alcoholic beverages, whether you operate a bar, restaurant, nightclub, or catering service, Liquor Liability Insurance is essential to protect your business from potential liabilities associated with the sale and service of alcohol.

Liquor Liability Insurance Coverage

Liquor Liability Insurance provides coverage for claims arising from alcohol-related incidents, including:

Injuries or Property Damage:

If a patron becomes intoxicated at your establishment and causes an accident or damages property, you could be held liable. Liquor Liability Insurance covers the costs of legal defense and any damages awarded in such cases.

Assault and Battery:

Altercations and fights can occur in establishments that serve alcohol, leading to injuries or property damage. Liquor Liability Insurance can provide coverage for claims related to assault and battery incidents.

Dram Shop Lawsuits:

Many states have dram shop laws that hold businesses liable for injuries or damages caused by intoxicated patrons. Liquor Liability Insurance helps protect your business from dram shop lawsuits and the financial repercussions associated with them.

Our experienced agents will work closely with you to assess your business’s exposure to liquor-related liabilities and develop a customized Liquor Liability Insurance policy that provides the right level of protection for your establishment. Whether you operate a small neighborhood bar or a large nightclub, we have the expertise and resources to ensure that your business is properly protected.

With Liquor Liability Insurance from Alonge Family Insurance, you can have peace of mind knowing that your business is protected against the financial consequences of alcohol-related incidents. Our comprehensive coverage includes:

Legal Defense Costs:

Liquor Liability Insurance covers the costs of legal defense in the event of a lawsuit related to alcohol-related incidents, including attorney fees, court costs, and settlements or judgments.

Damage to Property:

If a patron damages property while intoxicated at your establishment, Liquor Liability Insurance can cover the costs of repairing or replacing the damaged property.

Medical Expenses:

Injuries sustained by patrons as a result of alcohol-related incidents can lead to significant medical expenses. Liquor Liability Insurance provides coverage for medical bills and other related costs.

Don’t let the risks associated with serving alcohol jeopardize the success of your business. Contact Alonge Family Insurance today to learn more about our Liquor Liability Insurance solutions and ensure that your establishment is properly protected