Earthquake Insurance

Seismic activity is becoming increasingly prevalent, with earthquakes occurring across the United States. While certain regions face a higher risk, no area is immune to the possibility of an earthquake. Although earthquake coverage is optional in many parts of the country, standard homeowner insurance policies typically do not include protection against earthquake damage. Therefore, obtaining a separate earthquake insurance policy is crucial to safeguard your home and belongings. If you’re unsure about your earthquake insurance coverage, one of our local agents at Alonge Family Insurance, is available to assist you.

A single significant earthquake can render a home uninhabitable for an extended period or even result in a total loss. Repairing extensive damage or replacing personal belongings can be financially overwhelming without adequate insurance coverage. This is where an earthquake insurance policy proves invaluable. Coverage options may vary, including provisions for accommodation costs while your home undergoes repairs or during the rebuilding process following a total loss.

At Alonge Family Insurance, we prioritize the well-being of our clients and strive to ensure our friends and neighbors have the necessary protections in place. If you have concerns about seismic activity in your area or the adequacy of your earthquake insurance coverage, we’re here to help. While your homeowners insurance provider may not offer earthquake insurance, our expertise allows us to identify the best coverage options from insurance providers offering the most competitive rates. Contact us for assistance. With our local presence, accessibility, and unwavering commitment to serving you, we’re always available to lend a hand when you need it most.