Flood Insurance

Experiencing flood damage to your home is undeniably devastating. The aftermath often entails significant losses, with both the structure and a majority of personal belongings sustaining damage or destruction. Unfortunately, standard homeowners insurance policies do not extend coverage for flood damage.

While residents in high-risk flood areas are typically aware of the necessity for flood insurance, it’s important to recognize that even regions not traditionally considered high-risk may still face flooding, especially given changing weather patterns. Unsure if flood insurance is necessary for your property? Reach out to one of our local agents at Alonge Family Insurance, to understand the steps required to safeguard your home and belongings in the event of a flood.

Consider the financial implications of replacing all your personal possessions, including furniture, electronics, clothing, and more. It’s imperative to ensure accurate valuation of your belongings and that your flood insurance policy provides adequate coverage for potential losses. Government-backed mortgage companies and other lenders typically mandate flood insurance for those residing in high-risk flood zones. However, even if your area doesn’t mandate flood insurance, your property may still be susceptible to flood damage.

Our local team is dedicated to assisting you in selecting the optimal policy tailored to your needs, offering the utmost protection against unforeseen events. Reach out to us today. We prioritize the well-being of our clients and are readily available to address any inquiries regarding flood insurance or other policies designed to safeguard your home and property.