Mobile (Manufactured) Home Insurance

Mobile homeowners require specialized insurance coverage tailored specifically for manufactured homes. Mobile home insurance policies are crafted to provide protection against unforeseen events that could result in substantial financial losses. This coverage encompasses damage to the physical structure of the home and addresses risks such as fire, specific types of storm damage, theft, vandalism, and accidental damage. Additionally, these policies typically extend coverage to personal property damage and offer liability protection against lawsuits and claims.

Many owners of manufactured homes opt to customize their insurance coverage to align better with their unique circumstances. This may include additional structures requiring coverage, such as porches, decks, sheds, garages, workshops, or other attachments. Concerns about injuries sustained by guests or visitors within the home are also addressed through liability insurance, which offers protection up to predetermined limits. However, determining the appropriate coverage limits requires careful consideration, making it advantageous to collaborate with a local agency when purchasing mobile home insurance. A customized approach ensures that the policy matches the individual’s specific needs.

At Alonge Family Insurance, our local agents are available to visit your property and assist you in selecting the appropriate insurance coverage. We prioritize securing the highest level of coverage at the most competitive rates from reputable providers known for their fair treatment of customers. Our team continuously seeks out discounts and new programs in the market, exploring potential savings through bundling mobile home insurance with other coverages. Having a local agent on your side offers peace of mind. Contact us today to explore your options.