Non-Owner Insurance

Non-owner car insurance provides essential protection for bodily injuries and property damage when you’re driving a vehicle owned by someone else, whether it’s a family member, friend, or rental car. This type of insurance is particularly beneficial for individuals required to file an SR-22.

When should you consider a non-owner car insurance policy?

• If you don’t own a car but you do borrow cars to drive occasionally.
• You use a car sharing service.
• Purchase rental vehicles often.
• Need to show current and continuous insurance, in general or required by an SR-22.

Non-owner car insurance offers a practical solution for keeping monthly auto insurance costs lower when you don’t own a vehicle or only drive occasionally. It’s a unique form of coverage offered by many insurers, and our local agency can provide you with more information on how it works and help you find affordable coverage.

If you have an SR-22 on file, it’s crucial to maintain continuous auto insurance coverage to fulfill the requirements. Allowing your insurance to lapse could result in extended SR-22 obligations. Our team is here to assist you in finding the right non-owner insurance policy tailored to your needs and circumstances.

Non-owner insurance serves as liability coverage that kicks in when the owner’s insurance limits are exhausted. However, not all insurers offer non-owner policies for individuals intending to drive vehicles owned by household members. With the guidance of an experienced insurance agent from our local agency, we can help you navigate through available options to find the best policy that fits your budget and lifestyle.

At Alonge Family Insurance, we prioritize providing our clients with personalized service and ensuring they receive the coverage they need at prices they can afford. Contact us today to explore your non-owner insurance options and get the protection you deserve.