Personal Watercraft Insurance

If you own a personal watercraft such as a WaveRunner, Jet Ski, Sea-Doo, or any other brand, it’s essential to have the right insurance coverage in place. Personal watercraft (PWC) insurance provides protection against various potential losses, including accidents, liability issues, and damages from vandalism or theft. At Alonge Family Insurance, we specialize in helping our local clients secure the appropriate insurance policies to safeguard against a range of financial risks.

Determining the right type of personal watercraft insurance coverage is crucial. Your policy should include protection for:

Personal umbrella insurance serves as a safety net, extending coverage beyond the limits of your existing auto, homeowners, boat, or other insurance policies. It acts as a shield against various liabilities, including:

• Damage to your watercraft caused by collisions with other crafts or docks
• Liability for bodily injury or loss of life resulting from accidents involving your watercraft
• Injury claims from individuals towed by your watercraft for activities such as waterskiing or wakeboarding
• Physical damage to your watercraft itself
• Injuries sustained by you or others due to uninsured or underinsured watercraft operators
• Expenses for towing and other emergency services

Every personal watercraft owner needs adequate insurance coverage, but finding the right policy can be complex. Our team at Alonge Family Insurance, led by Peter Alonge, is here to guide you through the process. We’ll work closely with you to ensure you find a policy that offers sufficient coverage for your watercraft, your family, and others in the event of an unexpected accident.

It’s essential to speak directly with a qualified agent to understand the specifics of your insurance policy. Some policies may have restrictions that are not immediately apparent, potentially leaving you liable for out-of-pocket costs in the event of a claim. At Alonge Family Insurance, we prioritize ensuring our clients fully comprehend the terms and conditions before making any decisions.

Contact one of our friendly and knowledgeable local agents today to receive the personalized service you deserve. With Alonge Family Insurance, you’ll have a dedicated professional you can easily reach whenever you need assistance.